It’s clean. It’s powerful. And it’s all about dividend safety. Simply Safe Dividends might just be your portfolio’s new best friend.
Quick Summary
| Category | Detail |
|---|---|
| Best For | Dividend growth investors, conservative income seekers |
| Pricing | $399/year (no monthly plan) |
| Overall Rating | ⭐⭐⭐⭐⭐ (4.8/5) |
What Is Simply Safe Dividends?
Simply Safe Dividends (SSD) is a premium tool built for one thing: helping dividend investors avoid nasty surprises. Its standout feature is the Dividend Safety Score, a proprietary system that quickly tells you how safe a company’s payout is — backed by fundamentals, payout history, and risk factors.
SSD goes beyond flashy visuals. It gives you:
- Clean dashboards
- Long-term dividend forecasts
- Scorecards for 1,000+ stocks
- Dividend growth planning tools
It’s not just another dividend tracker — it’s an investor’s risk radar.
Key Features
️ Dividend Safety Score
From 0–100, each stock is scored based on payout ratio, debt, free cash flow, history, and forward guidance.
“This is the feature that has saved many investors from dividend cuts.”
Portfolio Tracker
Add your holdings and see weighted safety, income growth, diversification, and income forecast.
“It’s like having a personal dividend analyst in your browser.”
Income Forecasting
Visualize how your income might grow — or fall — based on dividend growth assumptions.
“Perfect for retirement planning or building a reliable cash flow base.”
Stock Scorecards
Over 1,000 detailed profiles with payout history, safety scores, fair value estimates, and key metrics.
“Deep insights without needing a CFA.”
Ex-Div Calendar & Ideas
Plan trades and browse high-scoring dividend ideas.
“You’ll never miss an opportunity — or walk into a trap.”
Pricing & Free Trial Info
- Annual Plan: $399/year (billed upfront)
- Free Trial: 14-day trial with full feature access
- Refund Policy: 60-day satisfaction guarantee
Verdict: Pricey, but extremely high value — especially if you’re managing a six-figure portfolio or planning for income-focused retirement.
Pros & Cons
Pros
- Best-in-class dividend safety rating system
- Strong portfolio and income tools
- Ideal for retirement planning
- Excellent educational resources
Cons
- Expensive annual price
- No mobile app
- Not designed for short-term dividend capture
- Interface is clean but basic-looking
Is It Worth It for Dividend Capture?
Not directly — SSD isn’t built for quick-turn trading or capture-only strategies. BUT if you’re running a capture plan on top of a longer-term monthly income base, SSD will help you:
- Spot high-risk payouts before they blow up
- Identify stable anchors for your monthly cash flow
- Avoid falling knives with unsustainable yields
It’s the perfect tool for the conservative side of your strategy.
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Who Should Use This Tool?
- Conservative investors and retirees
- Portfolio builders planning 5–30 years ahead
- Anyone managing $50K+ in dividend-focused portfolios
Our Verdict
“Simply Safe Dividends is like a dividend insurance policy. It won’t help you swing for the fences — but it will keep your income stable and sleep-filled.”
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