Get 20% Returns with Dividend Capture – The Book

What Is Dividend Capture — And Why Haven’t You Heard More About It?

Most investors either buy a stock and hold forever… or they chase the latest hot pick and hope it moons.

Dividend capture is different.

Instead of buying a stock randomly and praying, you:

1. Target quality dividend-paying stocks or ETFs
2. Buy before the stock’s ex-dividend date (when you must own shares to get the payout)
3. Hold through the dividend, then
4. Aim to sell for a small profit once the price “recovers” after the payout

Done right, those small, repeatable wins can add up to 20%+ annualized returns over a year. The goal isn’t one huge jackpot—it’s a steady stream of cash-flow “raids” you can run again and again.

This book walks you through exactly how to do that in a way normal humans can understand.

No Kindle Device? No Problem.

A lot of people see the word “Kindle” and assume they need to buy a separate gadget. You don’t.

You can read this book using:

• The free Kindle app on your phone or tablet (Apple or Android)
• The free Kindle app on your Windows or Mac computer
• Kindle Cloud Reader in your web browser, with no software install at all

If you can use email and a web browser, you can read a Kindle book. Once you buy the book on Amazon, it just shows up in your Kindle library and you tap or click to open it.

What You’ll Learn Inside the Book

Here’s what you’ll be able to do after you finish the book:

• Build a simple watchlist of dividend stocks and ETFs that actually fit this strategy
• Use a step-by-step trade checklist so you always know when to enter, when to exit, and when to walk away
• Calculate realistic return targets and understand what “20%” really means in practice
• Size your positions so a single trade never becomes a portfolio-killer
• Log every trade with an easy template so your system gets smarter over time
• Avoid common traps that blow up most dividend capture attempts (FOMO, chasing yield, ignoring fees, and more)

Who This Book Is For (And Who It Isn’t For)

It’s for you if:

• You like the idea of steady cash flow more than lottery-ticket bets
• You’re willing to follow a checklist and rules, not your gut
• You have a basic online brokerage account and can place simple trades
• You want to put your IRAs or taxable accounts to work more actively without feeling reckless

Probably not for you if:

• You’re looking for a magic stock list or “guaranteed” picks
• You want to lever up, YOLO, or swing for 500% gains overnight
• You refuse to ever sell a position, no matter what the chart says

This is a process book, not a tip sheet.

A Rules-Based Strategy, Not a Meme-Stock Gamble

A lot of things called “strategies” are really just stories people tell themselves after rolling the dice.

Dividend capture, the way it’s taught in this book, is different:

• You start with clear entry rules (what the stock or ETF must look like before you even consider it).
• You use specific exit rules to lock in wins and cut losers.
• You track position size, risk per trade, and your overall exposure so nothing gets out of control.

Is there risk? Of course. It’s still the stock market. But instead of hoping, you’re operating from a playbook you can write down, refine, and follow.

What You Need to Get Started

You don’t need a finance degree or a giant account to start using this book. You’ll be fine if you have:

• An online brokerage account that lets you trade stocks or ETFs
• A computer or tablet with basic chart access (many brokers provide this free)
• A modest starting account (even a few thousand dollars is enough to practice the process)
• A willingness to read, think, and follow a checklist

That’s it. No special software required.

About the Author — Bob Wayne

Bob Wayne is a semi-retired technical communicator and lifelong market nerd who spent years trying every flavor of “hot stock tip” before realizing he needed something calmer, saner, and more repeatable.

He eventually built his own dividend capture playbook—one focused on consistent cash flow, risk management, and simple rules instead of hype. This book is the guide he wishes he’d had when he started: no jargon, no secret-sauce mysticism, just a practical framework any serious individual investor can follow.

Bob is not a financial advisor and doesn’t manage money for others. He teaches regular people how to think about dividend capture in a structured, realistic way so they can make their own informed decisions.

Frequently Asked Questions

Is 20% guaranteed?

No. There are no guarantees in the market. “20% returns” in the title is the target the process aims for under favorable conditions. The book explains the math, the assumptions, and the risks so you understand exactly what would need to be true to reach that level—and what to do when conditions are less than ideal.

Do you tell me exactly which stocks to buy?

No. The book teaches a framework and rules, not hot tips. You’ll learn how to build your own watchlist and evaluate opportunities instead of relying on someone else’s picks. That keeps you in control and helps you adapt as markets change.

How much money do I need to make this worth it?

The strategy scales. You can practice with a small account and increase position size over time as you build confidence and a track record. The key is following the risk management rules in the book, not swinging huge from day one.

Will this work in my IRA?

Many readers use dividend capture strategies in traditional and Roth IRAs to keep taxes simpler, since most IRA trades aren’t taxed until withdrawal (or at all in a Roth, under current rules). Tax treatment can vary, and the book does not give individualized tax advice, so always confirm with a tax pro if you’re unsure.

Is this day trading?

No. You’re not scalping in and out multiple times a day. Most dividend capture trades last days to weeks. You’ll want to check your positions regularly, but you don’t have to be glued to the screen from bell to bell.

Ready to Turn Dividends into a Real Strategy Instead of Background Noise?

If you’re serious about building consistent cash flow, you don’t need more random tips—you need a repeatable process you can actually follow.

Get 20% Returns with Dividend Capture gives you that process.

Get the Kindle Edition on Amazon

No Kindle required. Use the free Kindle app or Kindle Cloud Reader on any device.

This book is for educational purposes only and does not provide personalized investment, tax, or financial advice. All investing involves risk, including the possible loss of principal.